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In order to qualify for National H.B.P.A. benefits, a person must first become a member of the IA H.B.P.A. Being a member of both organizations has different benefits. Membership is obtained by being licensed by the Iowa Racing and Gaming Commission as a race horse owner, trainer, or owner/trainer, and starting at least one thoroughbred at a recognized racetrack within Iowa. Once a person has obtained a start they are automatically qualified as a member for the remainder of the calender year in which they started and the subsequent calendar year.

Below is a few of the benefits provided by the National H.B.P.A. For a complete and up to date listing of benefits offered, please see the National H.B.P.A.'s site.


This program has been designed to protect your assets in the event that you are liable for bodily injury or damage to property arising from your equine activities (including breeding, racing, sales and training). 

We have a new insurance policy as of November 1st, 2010 – StarNet, they are “A+” rated by Best & Company. November 1st, 2011 to November 1st, 2012The rate is $90.00 per horse (3 or more) subject to $180.00 minimum premium (1-2 horses) on an annual basis.  After May 1st to November 1st – 2012The rate is $50 per horse subject to $100 minimum premium You must include ALL owned or trained horses in your calculation unless approved otherwise by Stone Lane, LLC. Please visit the Lavin Insurance website for the correct application.

For more information, please direct all inquiries to:
Jennifer at Lavin Insurance at 1-800-446-3112


This policy is an important benefit provided exclusively for current HBPA members. Please refer to the policy for coverage details. Click here to download the entire document in PDF (Adobe Acrobat) format.