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In order to qualify for IA H.B.P.A. or National H.B.P.A. benefits, a person must first become a member of the IA H.B.P.A.

Membership is obtained by being licensed by the Iowa Racing and Gaming Commission as a race horse owner, trainer, or owner/trainer, and starting at least one thoroughbred at a recognized racetrack within Iowa. Once a person has obtained a start they are automatically qualified as a member for the remainder of the calender year in which they started and the subsequent calendar year.

Members of the Iowa H.B.P.A. are also considered members for the National H.B.P.A. Being a member of both organizations has different benefits. Please review either the IA H.B.P.A. Benefits or National Benefits, depending on what area you may need assistance in.


Benevolence is an important component to the mission of the Iowa H.B.P.A. Benevolence is available to assist in medical, dental, prescriptions, and other health related care expenses. Also benevolence may be applied for in hardship cases or other specific situations as deemed appropriate by the Benevolence Committee and Administrator. Below is an outline of the H.B.P.A. guidelines and limits to our benevolence amounts.


The Iowa H.B.P.A. will honor legitimate claims for benevolence for trainers, grooms, hot walkers and immediate family (spouses and children to age 18) limited to those claims that are approved by the Benevolence Committee, having occurred during the race meet at Prairie Meadows Racetrack and Casino.  

Any claims should be reported to the IA H.B.P.A. office as soon as possible. All doctor and dentist appointments must be made through the IA H.B.P.A. office, or the claim will not be considered for payment. No claim will be considered unless the proper forms have been completed. Owners, Jockeys, Blacksmiths, Veterinarians are not eligible for benefits. Only H.B.P.A. member trainers and their full time employees are eligible for benefits. The ability to receive benevolence from the IA H.B.P.A. ends once a person leaves Prairie Meadows Racetrack and Casino's backside.


The following is a list of services/situations and their corresponding limits on the amount of benevolence the H.B.P.A. will pay.  

Medical - A person will be covered up to the following:
$800 for sickness and/or accidents
$200 for chiropractic
$200 per month limit for prescription
A person will NOT be covered for the following:
Check-ups, physical exams, etc. if not scheduled by a doctor
Alcoholism or Drug Addiction Programs
Treatment for any nervous, mental, or stress related disorder  

Dental - A person will be covered up to the following:
$750 which includes cleanings, fillings, tooth extraction, x-rays, root canal, and oral surgery.
A person will NOT be covered for:
Anything considered cosmetic; crowns, bridges, or dentures.
Orthodontic treatment, which is defined as the detection, prevention, and correction of abnormalities in the position of the teeth in their relationship to the jaws.  

Funeral Expense - $600  

Hardship - $600  

Maternal or Miscarriage - $625: Twenty-five percent (25%) of the bill up to $625.00. The first half of the bill must be paid before our payment will be issued.  

Sight Correction - A person will be covered up to the following:
$200.00 coverage on eyeglasses, contacts, and/or eye examination


The Iowa H.B.P.A., Inc. Benefit Trust is a non-profit charitable organization that receives no government funding or public tax revenue. It is not an insurance company and does not assume responsibility for any incurred charge nor does it guarantee approval for any request for assistance. This website should not be construed as a policy, and shall not be considered as an offer to extend assistance, benefits, coverage, or payment. The Fund's guidelines are changed at the sole discretion of the Fund and are modified, extended, altered, and revised from time to time without prior notice. Therefore, any information supplied in any form must not be construed or regarded as creating any express or implied right to the services, coverage, or benefits the Fund may offer.